Fer & Co. specializes in mortgages and has extensive experience in the market. That’s why we have in-depth knowledge of what the best mortgages are and the best mortgage offers from banks, with whom we negotiate special exclusive conditions for our customers. These will be much more competitive than the ones that they would offer you if you were dealing directly with the bank.

We will guide you regarding your possibilities and request all the documents necessary for presenting your application to the banks. We will negotiate the conditions for your offer with the bank. We bear in mind the aspects that are most important for you. As such, we can present you with a proposal that’s suited to your preferences and needs.

You won’t need to worry about a thing: here at Fer&Co, we will handle all the necessary paperwork so that you can find the best mortgage for you.

We have the Best Mortgages in Spain for 2024, and we will get the best mortgage on the market for you!

Visit our mortgage comparator and we calculate how much you will pay per month depending on the mortgage you hire.

Factors for choosing the best mortgage

To select a good mortgage, you don’t just need to take into consideration the financial conditions, (interest rate, adjustment differential, initial commission, etc.). You have to look into what other banking products you have to take out to maintain the same agreed conditions during the entire length of the mortgage.

When applying for a mortgage, you often have to take out additional products. Their price can vary over time, for example life or health insurance, which you may lose interest in, or pension plans or savings products. With our help, you can avoid undertaking commitments that could compromise your future.

No-Strings Mortgages

With Fer&Co, you can get a no-strings mortgage, which will give you complete freedom and peace-of-mind that you are not undertaking to pay anything other than your mortgage payments.

For mortgages with a maximum value of 90 % of your home purchase, we offer the best conditions in no-strings mortgages. You can also choose between fixed rate and variable rate subject to annual adjustments, as you prefer.

If that’s not enough, the bank will take on all of the expenses associated with the mortgage. You just need to pay the expenses for the purchase and the valuation.

Best fixed-rate mortgage

At Fer&Co, we have the best fixed-rate mortgages on the market. With a fixed-rate mortgage, you always know what you have to pay. It never changes, so you get peace of mind and don’t have to worry about rising or falling interest rates. If you want peace of mind, this is the mortgage for you.

Adjustable-rate mortgage

Adjustable-rate mortgages are subject to current interest rates, revised once or twice yearly. This type of mortgage is always changing, so you’ll always get the going interest rate. They tend to be cheaper, but there’s also more risk than with fixed-rate mortgages. Our specialized professionals will help you decide which mortgage best fits your needs and profile.

Best mortgage on the market

Our more than 20 years of experience in the sector give us access to the best conditions banks are offering at any given time. This means we get the best mortgages on the market. Our negotiation skills and history in the business help us get conditions that wouldn’t be available to our clients directly.

Best home loans

The best home loans are the ones with the fewest conditions tying you to the bank; ones that don’t force you to take out insurance policies, pension plans or other products with the bank; with low differentials and no hidden charges for total or partial cancellation or subrogation. Our team will help you through the whole process to make sure you get the best home loan.

Best Fixed-Rate Mortgage

Up to 90% of the 30-year purchase: 2,90%

Best variable-rate mortgage

From Euribor + 0.25%

Best mixed-rate mortgage

From 2,20%

Habitat self-build mortgage

We help you with the construction project of your new home.

We are experts in the financing of this type of operation and we have accumulated experience in successfully developed projects of various types.

If you already have the land, you will get financing for 100% of the construction + expenses.


Many families are enjoying a house built in their choice thanks to our support!

Get information with the maximum guarantees and with the best mortgage products on the market for this type of operation.

Do not hesitate, it is the best self-build mortgage on the market.

Do you want to buy a house or a flat, and need financing?

At Ferco we can offer you the best possible mortgage conditions.

We work with leading Spanish banks to get you the best possible deals and to offer you exclusive special deals.

In addition, our experts in property sales will support you throughout the purchase process.

Don’t worry. We’ll do everything for you.

Contact us and we’ll look into your case free of charge.

Banco Sabadell
Deutsche Bank

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Banco españa