Factors for choosing the best mortgage
To select a good mortgage, you don’t just need to take into consideration the financial conditions, (interest rate, adjustment differential, initial commission, etc.). You have to look into what other banking products you have to take out to maintain the same agreed conditions during the entire length of the mortgage.
When applying for a mortgage, you often have to take out additional products. Their price can vary over time, for example life or health insurance, which you may lose interest in, or pension plans or savings products. With our help, you can avoid undertaking commitments that could compromise your future.
With Fer&Co, you can get a no-strings mortgage, which will give you complete freedom and peace-of-mind that you are not undertaking to pay anything other than your mortgage payments.
For mortgages with a maximum value of 90 % of your home purchase, we offer the best conditions in no-strings mortgages. You can also choose between fixed rate and variable rate subject to annual adjustments, as you prefer.
If that’s not enough, the bank will take on all of the expenses associated with the mortgage. You just need to pay the expenses for the purchase and the valuation.
Best fixed-rate mortgage
At Fer&Co, we have the best fixed-rate mortgages on the market. With a fixed-rate mortgage, you always know what you have to pay. It never changes, so you get peace of mind and don’t have to worry about rising or falling interest rates. If you want peace of mind, this is the mortgage for you.
Adjustable-rate mortgages are subject to current interest rates, revised once or twice yearly. This type of mortgage is always changing, so you’ll always get the going interest rate. They tend to be cheaper, but there’s also more risk than with fixed-rate mortgages. Our expert advisers will help you decide which mortgage best fits your needs and profile.
Best mortgage on the market
Our more than 20 years of experience in the sector give us access to the best conditions banks are offering at any given time. This means we get the best mortgages on the market. Our negotiation skills and history in the business help us get conditions that wouldn’t be available to our clients directly.
Best home loans
The best home loans are the ones with the fewest conditions tying you to the bank; ones that don’t force you to take out insurance policies, pension plans or other products with the bank; with low differentials and no hidden charges for total or partial cancellation or subrogation. Our personal advisers will help you throughout the process to make sure you get the best home loan.